The future is bright with Alliance Financials

ESG investing maded clear and simple.
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OUR WORLD, OUR FUTURE

The Alliance Financials is pioneering a new way for individuals to access sustainable investing.

You can now gain unique access to ready made Alliance Financials ESG portfolios built with the best ESG, sustainable and climate funds for both equities and fixed income from top ESG fund managers. Exclusively on the Alliance Financials digital wealth platform at the lowest cost.
It is now possible to do good and do well in investing through Alliance Financials.

It is possible to generate a triple bottom line of good returns and positive social and environmental impact.

‍Doing well and doing good is at the heart of sustainable investing. It is not just a passing fad, but a new investing trend that will future-proof your investment portfolios. 

ESG investing has the potential to generate higher risk adjusted returns. Companies committed to sustainable business practices have had success at mitigating business risk while opening new growth opportunities – translating into long-term enhancement in shareholder value. 

Alliance Financial has reviewed the whole ESG fund universe around the world to find the best-in-class equities and fixed income products and bring it to individual investors. Most of them for the first time, making it easier for everybody to access ESG investing.

Align your values to your investment and contribute to a more sustainable future.

‍Environmental issues and social inequality are likely to have a profound impact on the global population, world economy and the financial markets. By investing in ESG funds that strive to bring a positive impact to the world, you are investing in positive change for the world.

Alliance Financial is the only digital advisor to negotiate access to the institutional share classes of the world’s top ESG funds for our clients. We are also the first in the industry to rebate all trailer fees to our clients – significantly lowering the overall fees to access ESG products compared to other platforms.

Sustainable investing made better with Alliance Financials

Industry-first truly diversified ESG offering
Alliance Financials ESG funds comprises both equities and fixed income products, across developed and emerging markets and across different ESG strategies. Investors can build multi-asset ESG portfolios suited to one’s own risk tolerance on Alliance Financials Fund Smart.
Best-in-class fund offerings from the top ESG investors
‍Our equities and fixed income ESG fund managers are award-winning experts in managing ESG assets, with decades of experience and have developed proprietary industry-leading processes in ESG investing.
Investors can now access ready made Alliance Financials ESG portfolios suited to one’s own risk tolerance.
Lowest achievable cost in the industry
ESG funds have historically been expensive and out of reach to individual investors. We remain committed to 100% trailer fee rebates and where possible securing access to institutional funds.

Best-in-class ESG offerings at your fingertips

Low, transparent cost with institutional share-class access and no sales fees

Make a positive impact without sacrificing returns

Frequently asked questions

ESG investing is a strategy and practice to incorporate environmental, social and governance factors in investment decisions and active ownership. Examples of ESG issues include climate change, gender and diversity, human rights.

ESG investing, sustainable investing and impact investing are some of the many terms used to describe investment approaches that consider environmental, social and governance issues. These are often used interchangeably.

A key to understanding how ESG investing sits within the investing spectrum is that while some (e.g. ethical investing) make moral or ethical goals a primary purpose, and some (e.g. impact investing) make impact generation a primary purpose, ESG investing can and should also be pursued by the investor whose sole focus is financial performance.

ESG/SRI ETFs are typically passive index funds that track a certain market index. They usually employ a simplistic negative screening ESG process, which excludes companies with the lowest ESG ratings. These ESG ratings are usually provided by a third party data provider such as MSCI and Sustainalytics, and some challenges of relying an ESG fund on such ratings are that they are highly dependent on company disclosures, and that there is a high degree of dispersion amongst ratings by different data providers based on the rating methodology that each uses.

Most actively-managed ESG funds are offered to investors in a unit trust rather than ETF, and we believe there are certain benefits of an active approach to ESG investing. It is hard to quantify all the ESG aspects of an investment, therefore a more active approach to assessing companies would provide a more holistic perspective on companies’ ESG profile. Active managers can also be more involved in ESG engagement to push companies to improve on their ESG performance. The more holistic incorporation of ESG information and the ability to create change on the ESG side would hopefully lead to ESG alpha in the long term.